For Indians considering studying abroad
Success, neutral, and struggle scenarios. Decision frameworks. Real numbers. No sales target.
No banner ads. No affiliate links. No lead-gen. Reader-supported.
What you will find here
Success. Neutral. Struggle. All three for every decision. Read the one that matches your situation, then read the other two.
Loan EMIs, currency-adjusted salaries, cost-of-living spreadsheets. The math the brochure leaves out.
Questions to ask yourself before signing the loan papers, not after. The frameworks you wish someone had given you.
A note from Faz
Read the full storyI went to Australia for an MBA. I had wanted Canada but did not have the money for it.
The market crashed between when I applied and when I graduated. I did not get a single offer in the country I had moved to. I came back to India with a thirty-eight lakh loan that took two years after graduation to clear, and a degree I now had to explain to people who had not asked.
I am building this site so you do not run a race that does not need to be run.
Is this site for you?
Indian students and parents in the eighteen months before a study-abroad decision. Specifically:
If you want a consultant to make the decision for you, this site will frustrate you. If you want the numbers, the trade-offs, and the unflattering reality of each path, you are in the right place.
How to use it
By stage
Read by your stage, not by the algorithm's guess.
Latest writing
Short answer. If you discontinue midstream, the interest subsidy stops, unless the reason was medical and your institution certifies it. The loan itself does not vanish. The bank…
Short answer. The honest advice on accommodation is to book only temporary, verified housing before you arrive, and to find your permanent place after you land and can…
Short answer. A local number is the first thing you need abroad, because your bank, your university portal, your accommodation and every app want a number to send…
Short answer. Opening a bank account abroad is circular: the account often needs an address, the address sometimes needs an account, and both can need a local phone…
Short answer. Canada’s packing challenge is the winter, which in most student cities is genuinely harsh, minus twenty and colder. The advice is counterintuitive: do not pack for…
Short answer. Germany has two packing quirks that catch Indian students out. First, real winters, in most of the country the cold is proper, not the mild damp…
