Australia 485 Visa Calculator: Stay, Age Limit and Fees

Short answer. Indian nationals get 3 years on a 485 visa after a master’s in any field, 2 years after most bachelor’s degrees and 4 after a PhD, under the India Australia trade agreement. You must apply aged 35 or under, within 6 months of finishing. It costs AUD 5,750.

Australia 485 Visa Calculator
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Uses the Department of Home Affairs 485 visa pages and pricing table, checked in November 2026, for a first 485 visa. Health checks, police certificates, biometrics, the English test and health insurance are extra.

How long Indian graduates can stay

The Temporary Graduate visa (subclass 485) lets you live and work in Australia after you finish, with no employer sponsoring you. For most courses, the Post-Higher Education Work stream is the one you want. Indian nationals get longer stays than most students under the Australia India Economic Cooperation and Trade Agreement.

QualificationIndian nationalsStandard stay
Bachelor’s, including honours2 years2 years
Bachelor’s, first class honours in STEM or ICT3 years2 years
Master’s by coursework or extended3 years2 years
Master’s by research3 years3 years
Doctoral degree4 years3 years
Department of Home Affairs, Post-Higher Education Work stream, checked November 2026. The Post-Vocational Education Work stream allows up to 18 months.

The 3 years is not limited to STEM. Home Affairs lists a master’s by coursework at 3 years for Indian nationals in any field. Only the bachelor’s route depends on first class honours in STEM or ICT. If you studied and live in a regional area, a Second Post-Higher Education Work stream visa may add 1 or 2 more years, at AUD 2,265.

Who can apply

  • Age. You must be 35 or under on the day you apply. If you are using a master’s by research or a doctorate, you must be under 50.
  • Timing. Your degree must have been awarded, and your course completed, in the 6 months before you apply.
  • Where you are. You must be in Australia when you apply, holding an eligible Student visa or a visa you moved to from one within the past 6 months.
  • English. For tests taken on or after 7 August 2025: IELTS Academic or General Training 6.5 overall with 5.5 in each skill, PTE Academic 55 overall, or TOEFL iBT 81 overall, with minimums in each skill, taken in the 12 months before you apply.
  • Study. A CRICOS registered course that meets the Temporary Graduate visa study requirement. Your field does not matter for the degree stream.
  • Health insurance. You and your family must have adequate cover for your whole stay.
  • One visa. If you have held a 485 as the main applicant before, you cannot get this one again as the main applicant.
Faz's rule

Check the age limit against the day you will apply, not the day you start.

If you are 33 and starting a two year master’s, you will be 35 when you apply, and that still works. If you are 34, you may turn 36 before you apply, and the visa your plan depends on will be closed. Do this sum before you pay a deposit. Book the English test late in your course as well, because a result from your admission will usually be more than 12 months old.

What it costs

ApplicantChargeRoughly in INR, at ₹66
Main applicantAUD 5,750₹3.8 lakh
Each family member 18 or overAUD 2,875₹1.9 lakh
Each family member under 18AUD 1,450₹96,000
Second Post-Higher Education Work visa, main applicantAUD 2,265₹1.5 lakh
Department of Home Affairs, current visa pricing table, checked November 2026. Health checks, police certificates and biometrics are extra.

A way back together for families

Since 2 October 2026, most students cannot bring a partner or children on a Student visa. The 485 has its own rules. You can include family in your application if they are in Australia, and after your visa is granted, family members can apply as subsequent entrants from inside or outside Australia. Home Affairs says subsequent entrants pay the full visa application charge, so budget for that rather than the lower family rate. They must meet the health and character requirements.

Our is studying in Australia worth it page runs the payback maths, and the Australia family guide explains the Student visa rule. To budget for your first visa, use the Australia student visa fee calculator. The post study work guide compares every main country, and the UK Graduate visa calculator does the same job for the UK.

Questions people ask

How long is the 485 visa for Indian students?

3 years after a master’s, whether by coursework, extended or research. 2 years after a bachelor’s, or 3 with first class honours in STEM or ICT. 4 years after a doctorate.

What is the age limit for the 485 visa?

You must be 35 or under when you apply. If you are using a master’s by research or a doctorate, you must be under 50.

How much does the 485 visa cost in 2026?

AUD 5,750 for the main applicant, about ₹3.8 lakh at ₹66, plus AUD 2,875 for each adult family member and AUD 1,450 for each child under 18 who applies with you.

How soon must I apply after finishing my course?

Within 6 months of completing your course, and you must be in Australia when you apply. Your English test must also be from the 12 months before you apply.

Can my spouse join me on a 485 visa?

Yes, if they meet the requirements. They can apply with you if they are in Australia, or later as a subsequent entrant from inside or outside Australia, which Home Affairs says means paying the full visa application charge.

Where these rules come from

Checked in November 2026. Australian visa charges usually change on 1 July; the amount shown when you lodge is what you pay.