Cost of Studying Abroad Calculator
Tuition is only one line of the bill. This calculator adds living costs, one-time expenses, and a forex buffer to show the real rupee total of studying abroad, not the brochure figure.
The stress-tested figure applies your buffer to the foreign-currency costs, because the rupee has weakened against every major study currency over the last decade. Budget for the stressed number, not the today number.
Why the forex buffer matters
Your tuition and living costs are in a foreign currency, but you earn and save in rupees. The rupee has weakened against the US dollar, pound, euro, Canadian and Australian dollar for a decade. A degree quoted today will cost more in rupees by the time you pay the final semester. Budgeting with a buffer is honest planning, not pessimism. For destination-by-destination figures, see the guide on the cheapest country to study abroad.
Turn the total into a funding plan
Once you have the stressed total, the next question is how to fund it. Compare borrowing against drawing down savings in the post on education loan versus self-funding, and if you are borrowing, the EMI calculator shows what the repayment looks like.