Education Loans
Education Loan Tax Benefit (Section 80E): Old vs New Regime
Section 80E only works in the Old Regime. Worked example on a Rs 40L loan at 11% showing exact tax saved, and who in the family should claim it.
Stage
Stage: Abroad
You are in the country, in the course, and the decisions that show up now are different from the ones you made before you left. Tax planning. Repayment structuring. Currency stress on USD-denominated loans. Whether to take a job at the rate that is offered or wait for one that justifies the EMI.The pieces here are written for the abroad stage of the journey, not the application or the decision stage. More will arrive as I write them.
